LOANS FOR TRUCK & BUS Commercial Vehicles

If you’re interested in equipment ownership, new or used, a personalized commercial vehicle loan from Navistar Financial may be right for you. Our truck, bus, and fleet vehicle loans provide no mileage limitations, no vehicle usage limitations, a variety of payment plans and depreciation tax benefits.

Our loan and financing options are available for trucks and buses. Flexible payment structures will meet the needs of your business including:

  • Full payout loan with level monthly payments, the most common repayment schedule
  • Level principal payments with declining interest expense
  • Skip payments to meet changing cash flow needs with seasonal business
  • Balloon financing alternatives to preserve monthly cash flow
  • Step-up payments to pay off a loan faster by reducing principle when your budget allows
  • Step-down payments for businesses with seasonal revenue
  • Delayed first payment to match equipment revenue and cost

A Loan Can Include Much More Than the Vehicle

  • Truck bodies and vehicle modifications
  • Federal excise tax / sales tax
  • Vehicle titling fees
  • Service solutions
  • Extended service contracts

When the loan is fully paid off, the equipment is yours without any further obligation.

Vehicle sales price, including fees and applicable taxes

Total of the cash and the expected trade-in value you will put down

The antipicated APR (Annual Percentage Rate) on your loan

Total length of your loan term in months

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